Review // Lending Works*

ByLisa Jayne 



Now that I’m a homeowner and have to worry about paying my bills etc, money’s a little tighter than it used to be. Where I used to be able to do what I liked with my money, I now have to budget to make sure I can pay my bills and keep food on the table. While I’m doing okay financially, I don’t have a lot of spare money to buy some of the huge parts of furniture I need for the new place. I also don’t have a lot of savings for if something was to suddenly break, or if I’d need to buy a new washing machine. 
As that’s a rather scary thought, rather than spending sleepless nights panicking about it, It’s time to think about my other options. That’s where sites like Lending Works come in handy. Some people have savings, or inherit money, and want to invest it into something where they can receive a decent return on their investment. And peer to peer lending platforms, such as Lending Works, are helping those who need it, being a safe and legitimate way of lending and borrowing money from your peers.




When you lend with a peer to peer lending online, your money is split between a number of borrowers, who have all undergone vigorous checks, minimising the financial risk to yourself. Not only that, but you’re also covered by their insurance, protecting you against missed payments, so no more awkward conversations when your friends can’t pay you back on time.








Lending Works is the only peer to peer lender that currently offers this service, and lending your money over 5 years could give you 6.4&% return on your money. 




Not only can you lend money, but Lending Works is also an affordable way of borrowing. All you need to do is use the loan calculator on the website and input the amount you want to borrow and for how long, and it calculates an estimate of your monthly repayments for you. There’s no fees for over payments or early settlements, making it a lot easier than other borrowing sites. Although it’s worth keeping in mind that this is just a quote, and not necessarily what the repayments will be after the application has been reviewed. 




I think this is a great option if you’re in need of a helping hand, and I’ll certainly be considering it if my washing machine decides to blow up in the future.


*Sponsored Post





	

	





			

			

				

					
Similar Posts
					

						

							
    
								
  • 
		
    
		
    

			
    
			
							
		
    
		
    Review // Nutmeg.com*
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Now that I’m 24, and nearly a homeowner I’ve started thinking a little bit more about my money. I used to when I got paid just buy everything I could, and spend my money as quickly as I could. Why? Who knows. I mean the money wasn’t going anywhere so why did I feel the…
    
	
    
	
	
    

    

  • 

  • 
		
    
		
    

			
    
			
				 | 			
		
    
		
    Best Of 2013 Bloggers
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    I’ve been talking a lot on the blog recently about my Best Of 2013 Products – Hair, Skincare, Body, and Makeup. But I thought it was time I spoke about my favourite bloggers of 2013. A Blog From Blackpool This is a blog I’ve read since I started blogging and a lovely girl to chat to! Danielle always manages to make…
    
	
    
	
	
    

    

  • 

  • 
		
    
		
    

			
    
			
							
		
    
		
    Reflecting On 2015
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Well here we are, the end of 2015. I keep thinking that nothing major has happened this year, but really it’s been quite the year! Let’s take a look back on what 2015 was for me. At the end of January I decided it was finally time to move out of my parents house, and finally get…
    
	
    
	
	
    

    

  • 

    •