Review // Lending Works*

ByLisa Jayne 



Now that I’m a homeowner and have to worry about paying my bills etc, money’s a little tighter than it used to be. Where I used to be able to do what I liked with my money, I now have to budget to make sure I can pay my bills and keep food on the table. While I’m doing okay financially, I don’t have a lot of spare money to buy some of the huge parts of furniture I need for the new place. I also don’t have a lot of savings for if something was to suddenly break, or if I’d need to buy a new washing machine. 
As that’s a rather scary thought, rather than spending sleepless nights panicking about it, It’s time to think about my other options. That’s where sites like Lending Works come in handy. Some people have savings, or inherit money, and want to invest it into something where they can receive a decent return on their investment. And peer to peer lending platforms, such as Lending Works, are helping those who need it, being a safe and legitimate way of lending and borrowing money from your peers.




When you lend with a peer to peer lending online, your money is split between a number of borrowers, who have all undergone vigorous checks, minimising the financial risk to yourself. Not only that, but you’re also covered by their insurance, protecting you against missed payments, so no more awkward conversations when your friends can’t pay you back on time.








Lending Works is the only peer to peer lender that currently offers this service, and lending your money over 5 years could give you 6.4&% return on your money. 




Not only can you lend money, but Lending Works is also an affordable way of borrowing. All you need to do is use the loan calculator on the website and input the amount you want to borrow and for how long, and it calculates an estimate of your monthly repayments for you. There’s no fees for over payments or early settlements, making it a lot easier than other borrowing sites. Although it’s worth keeping in mind that this is just a quote, and not necessarily what the repayments will be after the application has been reviewed. 




I think this is a great option if you’re in need of a helping hand, and I’ll certainly be considering it if my washing machine decides to blow up in the future.


*Sponsored Post





	

	





			

			

				

					
Similar Posts
					

						

							
    
								
  • 
		
    
		
    

			
    
			
							
		
    
		
    Home Sweet Home
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    It’s been nearly two months now since we finally completed on our flat. The whole process took around 5 months, which I know might seem quite quick, but we were told it would only be 8 weeks, so it felt pretty long for us! The past two months have been spent packing, unpacking, painting, buying IKEA…
    
	
    
	
	
    

    

  • 
		
    
		
    

			
    
			
							
		
    
		
    September Goals
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Woah September, where did you crop up from? I guess I should now give up all hope of seeing a summer appearing now, but on the plus side it means autumn is popping up any day now. Bring on the days of hot chocolate, blankets and cosy evenings in.  Recently as each new month arrives…
    
	
    
	
	
    

    

  • 
		
    
		
    

			
    
			
							
		
    
		
    Life Lately
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Like most girls I’m really close to my mum. We can spend hours nattering away, drinking tea, and often take days off work to go do girly trips. So when my mum had a stroke last month and spent a month away from us in hospital, my whole world felt like it came down. For…
    
	
    
	
	
    

    

  • 

  • 
		
    
		
    

			
    
			
							
		
    
		
    Blogger Jealousy?
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    This is a slightly different post than usual, I guess more of a rant than anything. I’ve seen a lot of negative views written across Twitter in the past few weeks about blogging that’s made me question it a lot.  I started out my blog back in April because I enjoyed reading beauty blogs, and…
    
	
    
	
	
    

    

  • 

    •