Review // Lending Works*


Now that I’m a homeowner and have to worry about paying my bills etc, money’s a little tighter than it used to be. Where I used to be able to do what I liked with my money, I now have to budget to make sure I can pay my bills and keep food on the table. While I’m doing okay financially, I don’t have a lot of spare money to buy some of the huge parts of furniture I need for the new place. I also don’t have a lot of savings for if something was to suddenly break, or if I’d need to buy a new washing machine. 
As that’s a rather scary thought, rather than spending sleepless nights panicking about it, It’s time to think about my other options. That’s where sites like Lending Works come in handy. Some people have savings, or inherit money, and want to invest it into something where they can receive a decent return on their investment. And peer to peer lending platforms, such as Lending Works, are helping those who need it, being a safe and legitimate way of lending and borrowing money from your peers.


When you lend with a peer to peer lending online, your money is split between a number of borrowers, who have all undergone vigorous checks, minimising the financial risk to yourself. Not only that, but you’re also covered by their insurance, protecting you against missed payments, so no more awkward conversations when your friends can’t pay you back on time.



Lending Works is the only peer to peer lender that currently offers this service, and lending your money over 5 years could give you 6.4&% return on your money. 


Not only can you lend money, but Lending Works is also an affordable way of borrowing. All you need to do is use the loan calculator on the website and input the amount you want to borrow and for how long, and it calculates an estimate of your monthly repayments for you. There’s no fees for over payments or early settlements, making it a lot easier than other borrowing sites. Although it’s worth keeping in mind that this is just a quote, and not necessarily what the repayments will be after the application has been reviewed. 


I think this is a great option if you’re in need of a helping hand, and I’ll certainly be considering it if my washing machine decides to blow up in the future.

*Sponsored Post

Similar Posts

  • Mason Drinking Jar Glasses

    Although I’ve still not quite got a moving date for the flat, I can’t resist picking up little housey things. So far I’ve collected about a million cushions, several pretty signs, and a breadmaker. You know, the practical things. Although we’ve got loads of pretty little bits for the flat, we don’t have the basics…

  • Wrap.Me

    It’s no secret that I love cats, so when I received a wrapped up parcel covered in photos of my cat the other day I freaked out slightly. Wrapping paper covered in cats?! Not just any cat, but my own furry cat babies! I got so excited about seeing multiple versions of my cats face that it…

  • You Are Not Alone

    Christmas is meant to be a time of happiness and joy spent with families, but sadly for a lot of people that isn’t the case and it can be a very dark and lonely time. If you’ve come across this blog post are in need of someone to talk to this Christmas please pick up…

  • A Graduation Post

    Dress – £35 Yours Belt – £5 Debenhams Shoes – £20 Deichmann Gown & Mortarboard – Expensive! Clinique Even Better Foundation Collection 2000 Concealer Soap & Glory Mascara Illamasqua liquid eyeliner in shade Abyss HD Brows Kit in shade Foxy MAC blush in shade Fun & Games MAC lipstick in shade Hue Last week on the…

  • October Goals

    I love October, I think it’s one of my favourite months. It’s where everything starts feeling like autumn, and things start to get colder. Now that I have my own flat I can’t wait to start buying cosy blankets, and dare I say it, getting ready for Christmas!  Similar to last month I’ve set myself…

  • 1/52

    It’s been a busy couple of weeks with Christmas parties, visiting family, and of course the big day it’s self. Now that the festive season is well and truly over, and my Christmas tree is packed away, it’s time to get back into a routine. Tomorrow is my first day back to work after a…