Review // Lending Works*

ByLisa Jayne 



Now that I’m a homeowner and have to worry about paying my bills etc, money’s a little tighter than it used to be. Where I used to be able to do what I liked with my money, I now have to budget to make sure I can pay my bills and keep food on the table. While I’m doing okay financially, I don’t have a lot of spare money to buy some of the huge parts of furniture I need for the new place. I also don’t have a lot of savings for if something was to suddenly break, or if I’d need to buy a new washing machine. 
As that’s a rather scary thought, rather than spending sleepless nights panicking about it, It’s time to think about my other options. That’s where sites like Lending Works come in handy. Some people have savings, or inherit money, and want to invest it into something where they can receive a decent return on their investment. And peer to peer lending platforms, such as Lending Works, are helping those who need it, being a safe and legitimate way of lending and borrowing money from your peers.




When you lend with a peer to peer lending online, your money is split between a number of borrowers, who have all undergone vigorous checks, minimising the financial risk to yourself. Not only that, but you’re also covered by their insurance, protecting you against missed payments, so no more awkward conversations when your friends can’t pay you back on time.








Lending Works is the only peer to peer lender that currently offers this service, and lending your money over 5 years could give you 6.4&% return on your money. 




Not only can you lend money, but Lending Works is also an affordable way of borrowing. All you need to do is use the loan calculator on the website and input the amount you want to borrow and for how long, and it calculates an estimate of your monthly repayments for you. There’s no fees for over payments or early settlements, making it a lot easier than other borrowing sites. Although it’s worth keeping in mind that this is just a quote, and not necessarily what the repayments will be after the application has been reviewed. 




I think this is a great option if you’re in need of a helping hand, and I’ll certainly be considering it if my washing machine decides to blow up in the future.


*Sponsored Post





	

	





			

			

				

					
Similar Posts
					

						

							
    
								
  • 
		
    
		
    

			
    
			
							
		
    
		
    Shopping Holidays
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Being a young female addicted to buying beauty products, and not having the ability to turn down a Boots 3 for 2 offer, shopping is of course something I love. Another thing I love is holidays, be it a few days away for a city break, or a long week in the sun. So of…
    
	
    
	
	
    

    

  • 

  • 
		
    
		
    

			
    
			
				 | 			
		
    
		
    My Room
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    I don’t mean this to sound creepy, but I love looking in other peoples rooms. I’m interested to see how other people decorate their rooms, or use storage etc. Especially at uni where were giving a small plain box room, I like seeing how others make their room seem like home. I moved back home…
    
	
    
	
	
    

    

  • 
		
    
		
    

			
    
			
							
		
    
		
    Boxcitement Review
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    Recently I was made aware of Boxcitement, a subscription box designed for those who love contemporary design. You may have noticed a brief bit about them in my latest Christmas gift guide, but I thought I’d talk a little more about their latest box. Each Boxcitement box is made up of premium stationery, plus some everyday type gifts, as well as special…
    
	
    
	
	
    

    

  • 
		
    
		
    

			
    
			
							
		
    
		
    The End
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    The past week has been a crazy up and down ride for me. After three long years, I finally finished my degree and handed in my dissertation on Thursday. I can’t believe that I managed to write something this long, especially after all the hassles I had with it, but I did! University has been an up…
    
	
    
	
	
    

    

  • 
		
    
		
    

			
    
			
							
		
    
		
    5/52
    
	ByLisa Jayne					
											
					
    

    
	
    
		
    I can’t believe it’s the end of January already, this month seems to have completely whizzed by hasn’t it? January is usually a quiet month, but this year it seems to have been packed full of stuff, with lots of trips out and visiting friends. I feel like I’ve hardly been in to sit down…
    
	
    
	
	
    

    

    •